Keeping Nashville
Healthcare Local.
More control over healthcare costs.
More support for your people.
Every year, Nashville employers send millions of healthcare dollars to national carriers, and those dollars never come back.
Nashville Health Plan is a self-funded ecosystem built for Nashville employers: proven partners for plan administration, cost containment, pharmacy, care navigation and stop-loss that we know work in this market. Available today.
Start the conversation.
If your company calls Nashville home, tell us a little about it. A member of our team will follow up with you directly.
Built in Nashville.
Proven by Nashville employers.
Nashville is the healthcare capital of the world. Its employers deserve a health plan model built around how care actually works here.
Proven partners
Every partner in the ecosystem is chosen because it performs in the Nashville market, with Nashville's hospitals and providers.
Real control
Self-funded, so dollars you don't spend on claims stay with your company, with clear visibility into where your money goes.
Available today
Nashville employers can join the ecosystem today, for their whole workforce.
Inside the ecosystem.
Five proven partners, working as one plan. Each is chosen for how it performs, not because it came bundled with a carrier.
Plan administration
Claims paid accurately, with clear reporting on where your dollars go.
For employees: one ID card and one number to call.
Cost containment
Fair, transparent pricing on medical claims, anchored to what care actually costs.
For employees: lower out-of-pocket costs.
Pharmacy
A pharmacy benefit built for transparency, so savings reach your plan.
For employees: the medications they need at a fair price.
Care navigation
Real people who guide care decisions before costs are incurred.
For employees: help finding the right care and answering billing questions.
Stop-loss
Protection that caps your company's exposure to large claims.
For employees: a stable, well-protected plan.
Guided care.
Before the bill, not after.
Your employees never have to figure out the healthcare system alone. When a procedure is coming up, we reach out to them first.
Care is requested
When a doctor orders a procedure, the plan sees the request before anything is scheduled.
We call your employee
A real person walks them through their best options, including providers where they'll pay less.
They choose with confidence
Your employee decides, and our team stays with them through scheduling and any billing questions.
Providers are tiered by how well they work with the plan, and the most proven cost employees the least. Nashville is fully tiered today, and we're adding more cities as we grow. Everywhere else, employees have open access to care nationwide.
Questions employers ask us.
Have one that isn't here? Start the conversation and we'll answer it directly.
Yes. Your whole team is covered, in every state, with access to national healthcare options and the same partners behind them. Built in Nashville. Works everywhere your people are.
No. Nashville Health Plan works alongside your current broker. If you have a broker you trust, keep them, and we'll work with them to bring your company into the ecosystem.
Stop-loss insurance caps what your company pays on large claims, subject to your policy's terms, so you keep the upside of self-funding with a ceiling on the downside. We'll show you exactly how it would work for your company before you decide anything.
Day to day, very little. They still carry an ID card, see their doctors and fill prescriptions. The difference is support: before a planned procedure, someone calls them with their best options, so they never have to figure it out alone.
With a fully insured plan, your premium goes to a national carrier whether your employees use the care or not. In a self-funded plan, your company pays its own claims as they happen, and the dollars you don't spend stay with your company. Nashville Health Plan pairs that model with partners that control cost and show you where your claim dollars go, so savings stay where they belong: in your business and in your employees' pockets.
When Nashville employers control their healthcare spend, the savings don't disappear into a national corporation. They stay inside Nashville businesses, funding growth, creating jobs, and strengthening the local economy. Nashville Health Plan is a better benefits strategy and a commitment to keeping Nashville's economic engine running locally.